Purpose: Setting goals and establishing resolutions is the number one way people begin the New Year. The most important aspect is to plan according to what you really want to accomplish in realistic time frames. You can plan for one long-term goal(s), something to focus on throughout the year and you can also do smaller, short-term goals to work on for a few months at a time, or even shorter. The most important aspect is “if you fail to plan, you plan to fail.”
This lesson is to help jump-start individuals and families to set goals to for the New Year.
Lesson:
Goals have multiple layers: first, you create a visual in your mind of the goal(s) you would like to accomplish. Once you have in mind what you want to do, you’ve already accomplished half your goal.
1. Visualize yourself at the end point of reaching that goal.
Create a detailed plan to reach that goal. Will this be reached in 3, 6, 9 or 12 months? When will you have accountability on how you’re doing on reaching these goals? How often will you have this accountability? You can invite family and/or friends to help keep you focused on the goal(s) that you create.
What type of goals are you wanting to create for the upcoming year?
Career (do you want to achieve a promotion, finish an important project, increase sales, etc), Financial (pay off one credit card, two credit cards, all debt, pay off car, learn how to coupon and use them weekly, etc), Education (go back to school- finish your degree or begin a degree program, learn a new language, take a community class, etc.), Family (plan a vacation and set a budget, create a budget for your family, etc), Volunteer Service (make goals to volunteer monthly or do toy/food drives, make 24 Hr. Survival Kits, etc.), Physical (make goals to work out, lose weight, run a race, etc.), Personal Enrichment (learn to play a musical instrument, paint, cut hair, etc.).
2. Write it down.
Keeping a written log, journal or even create a blog to keep a daily or weekly record of your experience working towards your goals. Blogging can be a powerful way to keep yourself accountable and to engage others which will help you stay focused.
3. Create the plan.
Use budget sheets, goal sheets, calendars and whatever other materials you can find to get a detailed break down of your goal.
Set SMART Goals (from mindtools.com):
- S – Specific (or Significant).
- M – Measurable (or Meaningful).
- A – Attainable (or Action-Oriented).
- R – Relevant (or Rewarding).
- T – Time-bound (or Trackable).
Discussion:
1. Is goal setting important? Why or why not?
2. How can setting goals help you discover new things about yourself and help you live your best life?
Activity:
FREE Budget Tracking Sheets & other Financial Worksheets
FREE Blog Access (create a free blog to journal your progress in reaching your goals)
Treat:
Hot Chocolate & Marshmellows and No Bake Cookies
Hershey’s No Bake Cookies
Ingredients
- 1 3/4 cups white sugar
- 1/2 cup milk
- 1/2 cup butter
- 4 tablespoons unsweetened cocoa powder
- 1/2 cup crunchy peanut butter
- 3 cups quick-cooking oats
- 1 teaspoon vanilla extract
- In a medium saucepan, combine sugar, milk, butter, and cocoa. Bring to a boil, and cook for 1 1/2 minutes. Remove from heat, and stir in peanut butter, oats, and vanilla. Drop by teaspoonfuls onto wax paper. Let cool until hardened.












